Tenant Solvency Registry: A New Era in Property Rentals

The real estate market is entering a new digital phase with the introduction of a tool designed to strengthen trust between contracting parties. The Tenant Solvency Registry is expected to become the primary screening mechanism before any new lease agreement, reducing the risk of unpaid rent. 🏡

What Is the Tenant Solvency Registry and When Will It Launch?

The registry will be a digital database recording citizens’ rental behavior, drawing data from the Independent Authority for Public Revenue (AADE) and the myPROPERTY system.

Its pilot phase is scheduled for early 2026, with full implementation expected by mid-2026.

The goal is to create a reliability profile for each prospective tenant, helping to prevent cases of strategic non-payment.

What Information Will Be Accessible to Property Owners?

Property owners will not have unrestricted access to sensitive financial data. Instead, they will be able to view key indicators of consistency, such as repeated payment delays or final court decisions regarding outstanding debts.

Importantly, any check will be conducted strictly with the tenant’s consent, ensuring personal data protection. 💡

How Do Reliable Tenants Benefit from the New System?

Consistent tenants gain a strong negotiating advantage. They will be able to issue a “solvency certificate,” demonstrating their reliability to landlords.

This is expected to unlock many currently unavailable properties, as owners will feel more secure offering their assets for long-term leases.

Will This Measure Impact the Real Estate Market?

The institutional recognition of “good standing” is expected to bring greater transparency and stability to the real estate market.

By reducing fears of legal disputes and unpaid rent, housing supply may increase. At the same time, tools such as rent guarantee insurance are expected to complement the registry, offering a broader layer of property protection. 💰